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Trump Overrules Line of Succession at the CFPB

Leandra English, the deputy director of the Consumer Financial Protection Bureau, has filed a complaint against President Donald Trump for appointing Mick Mulvaney as the acting director of the Bureau. English claims that the appointment of Mulvaney violates the 2010 Dodd-Frank Act, which bars current White House staffers from being assigned to the independent agency. […]

December 26, 2017/0 Comments/by support_8dba

What Do the Top South Florida Residential Brokerages Have in Common?

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The Real Deal recently crunched some numbers to determine the top residential brokerages in South Florida. In addition to calculating each brokerage’s most recent annual total sales volume of single-family homes, townhomes, and condos (new developments not included), TRD also interviewed key players from some of the top firms to see what contributes the success […]

November 27, 2017/0 Comments/by support_8dba

Trump Overrules Line of Succession at the CFPB

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December 26, 2017/0 Comments/by support_8dba

What Do the Top South Florida Residential Brokerages Have in Common?

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November 27, 2017/0 Comments/by support_8dba

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Trump Overrules Line of Succession at the CFPB

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According to a report from The Hill, English was next in line for the position, having been nominated by former CFPB Director Richard Cordray. Just before resigning from his position, Cordray promoted English from Chief of Staff to Deputy Director. Trump also nominated Mulvaney shortly after Cordray’s resignation.

The White House has defended Trump’s actions, citing that his power under the Vacancies Act of 1998 overrules the line of succession outlined in the Dodd-Frank Act. Reuters has reported that General Counsel Mary McLeod, the head lawyer of the CFPB hired under Cordray, has sided with the White House and plans to challenge the suit.

The official complaint states, “An earlier version of the Dodd-Frank Act, which would have specifically allowed the President to use the Vacancies Act to temporarily fill the office, was eliminated and replaced with the current language designating the Deputy Director as the Acting Director. And the President’s attempt to appoint a still-serving White House staffer to displace the acting head of an independent agency is contrary to the overall statutory design and independence of the Bureau.”

English has asked that the court not only ban Trump from nominating Mulvaney, but also ban Trump from nominating another acting director, stating that the Dodd-Frank Act supersedes the Vacancies Act.

English would largely be expected to carry on the precedents set by Cordray, such as extensive regulations on lending and punishment for financial fraud. Mulvaney, on the other hand, has backed legislation to eliminate the Bureau entirely, and progressives worry that he would work to dismantle the Bureau if appointed.

December 26, 2017/0 Comments/by support_8dba

What Do the Top South Florida Residential Brokerages Have in Common?

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TRD created three separate lists showing the top 10 firms in Miami-Dade, Broward, and Palm Beach counties. Two firms that ranked in the top 5 on all three lists include Coldwell Banker and Keyes Company, which both had over half a billion to a billion dollars in sales in the past year. The lists also included some smaller, more local brokerages, like Beachfront Realty in Miami, which ranked #9 in Miami-Dade County with $306 million in sales.

No matter the size of the firm, there were two prominent themes when the companies were asked what they do to achieve high volumes of sales: research and support. In a market that has recently been slowed down by Hurricane Irma, these cornerstones are more important than ever.

When asked about their strategies, the top firms consistently responded that having relevant data was key. The firms always have the most recent numbers to determine what’s selling, which is important, as trends can change week to week. Sometimes price is the biggest factor, sometimes it’s interior style, and sometimes it’s the style of home (townhome, condo).

The top firms also always know what’s going on in the international market. For example, Coldwell Banker communicates with offices in Italy and Turkey for the latest info that could impact the South Florida market, and EWM Realty International routinely briefs its employees on currency trends in the international market.

Supporting employees was also a factor across the board. The top companies provide their employees with extra training, such as webinars and coaching, as well regular meetings and lunches to solidify goals and reinforce morale.

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November 27, 2017/0 Comments/by support_8dba

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